| |
Current Interest Rates
As of August 24, 2010
Tiered Money Market |
Interest
Rate |
Annual
Percentage
Yield |
Compounded |
|
| $1,000.00 to $9,999.99 |
0.65% |
0.65% |
Monthly |
|
| $10,000.00 to $24,999.99 |
0.75% |
0.75% |
Monthly |
|
| $25,000.00 to $49,999.99 |
0.85% |
0.85% |
Monthly |
|
| $50,000.00 to $74,999.99 |
0.95% |
0.95% |
Monthly |
|
| $75,000.00 to $149,999.99 |
1.05% |
1.05% |
Monthly |
|
| $150,000.00 and above |
1.14% |
1.15% |
Monthly |
|
| |
|
|
|
|
Certificates of Deposit |
Interest
Rate |
Annual
Percentage
Yield |
Compounded |
Minimum Balance to Earn APY |
| 90 Day |
1.00% |
1.00% |
None |
$200 |
| 182 Day |
1.20% |
1.20% |
None |
$200 |
| 12 Month |
1.34% |
1.35% |
Daily |
$200 |
| 18 Month |
1.49% |
1.50% |
Daily |
$200 |
| 24 Month |
1.59% |
1.60% |
Daily |
$200 |
| 36 Month |
1.98% |
2.00% |
Daily |
$200 |
| 60 Month |
2.42% |
2.45% |
Daily |
$200 |
| ~Penalty may be imposed for early withdrawal |
| |
|
|
|
|
Savings Accounts
|
Interest
Rate |
Annual
Percentage
Yield |
Compounded |
Minimum Balance to Earn APY |
| Personal Savings |
0.25% |
0.25% |
Monthly |
$100 |
| Business Savings |
0.50% |
0.50% |
Monthly |
$100 |
| Cub Club Savings |
0.25% |
0.25% |
Monthly |
$10 |
| |
|
|
|
|
Interest Bearing Checking
|
Interest
Rate |
Annual
Percentage
Yield |
Compounded |
Minimum Balance to Earn APY |
| Personal Now Account |
0.25% |
0.25% |
Monthly |
$500 or avg balance of $750 |
| Sterling Account |
0.25% |
0.25% |
Monthly |
N/A |
| Business Now |
0.25% |
0.25% |
Monthly |
$500 or avg balance of $750 |
| |
|
|
|
|
| Prime Rate |
3.25% |
|
|
|
~Interest Rates are subject to change
~Fees may reduce earnings |